Fee free advice for serving personnel, veterans, and military families.
We simplify the mortgage process for military clients buying or remortgaging, offering whole-of-market advice and support tailored to service life.
Why work with us?
Fee free advice – As a thank-you for your service, we do not charge fees to serving, former Armed Forces personnel or their families.
We speak your language – Founded by former military members, we understand MOD payslips, overseas postings, Forces Help to Buy, and BFPO.
Independent, whole-of-market – More lenders, more choice. We match you with options that fit your goals and timeline.
Remote-friendly – Stationed overseas or moving soon? We work seamlessly via email.
What our clients say
“Can’t fault the service I received they were on the ball quick and efficient couldn’t recommend them enough.” – Edward Wannell
“Super helpful and made everything so easy for us! By far the best decision we made going with AFFS” – Sophie Johnson
“I would highly recommend AFFS to anyone in the Armed Forces buying a property.” – James Jones
Who we help
- Serving, ex-service or family members
- Buying a new home
- Remortgaging to a better deal
- Using Forces Help to Buy
- Buy to Let
- Immediate Consent to Let
- Further advances
How it works – your journey with AFFS
- Fill in a fact find – We need this info to understand your goals, situation, and timeline.
- Market Review – We search lenders across the market to find options aligned to your service background.
- Application & Support – We handle documentation, guide your decisions, and keep you informed.
- Offer & Completion – We coordinate with lenders and solicitors to get your mortgage over the line.
Ready to start?
Get expert help with your mortgage
Get expert help with your mortgage
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Get expert help with your remortgage
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Get expert help with your life insurance
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Trusted Since 2004
FCA Regulated | Armed Forces Covenant Member | 5★ Client Feedback
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.